Business Checking Accounts

ACCESS BUSINESS CHECKING ACCESS BUSINESS ADVANTAGE CHECKING ACCESS BUSINESS ANALYSIS CHECKING
MINIMUM AMOUNT TO OPEN $0 $2,500 $0
SERVICE FEE N/A $15 per statement period*** $15 per statement period***
ACCOUNT DETAILS*
  • Includes unlimited credit & deposit items, excluding incoming wire transfer fees
  • Includes one (1) box of bank stock checks, if desired
  • Includes up to 200 debits per statement period***. More than 200 debits within the same statement period*** will incur a $.15 charge per debit
  • Online and Mailed statements available upon request
  • Mailed statement option will incur a $2 service charge per statement period
  • To avoid the $15 service charge per statement period***, one of the following requirements must be met:
    • Maintain a minimum $2,500 average daily balance.
  • Includes unlimited credit & deposit items, excluding incoming wire transfer fees
  • Complimentary starter pack including bank stock checks, deposit slips, endorsement stamp, and binder OR $100 credit towards laser checks
  • Cashier's checks available upon request
  • Includes up to 200 debits per statement period***
  • More than 200 debits within the same statement period*** will incur a $.15 charge per debit
  • Online and Mailed statements included upon request
  • Up to four (4) non-AccessBank Texas ATM usage fees waived per statement period***
  • Qualifying ATM's must be in the continental United States
  • Includes unlimited credit & deposit items, excluding incoming wire transfer fees
  • Complimentary starter pack including bank stock checks, deposit slips, endorsement stamp, and binder OR $100 credit towards laser checks
  • $0.15 charge per debit calculated at the end of the statement cycle***
  • Online and Mailed statements included upon request
  • Includes earnings credits with a variable rate applied at the end of the statement cycle
INTEREST** This is a non-interest bearing account Interest bearing account at a Tiered Variable Rate*****:
  • $2,500 – $24,999.99
  • $25,000 – $49,999.99
  • $50,000+
This is a non-interest bearing account

*Overdrafts are paid at AccessBank Texas' discretion. Insufficient fund fees apply to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means. **For rate information, go to www.accessbanktx.com and click on "Deposit rates." Annual percentage yield may change after account opening. Fees may reduce earning. ***Statement period is equal to one earnings cycle. ****Variable rate may change after the account is opened.

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