Business Checking Accounts

AccessBank Texas offers a variety of services to make banking more convenient for you.

With EVERY account, you can enroll1 for Online Banking, Online Bill Pay, Online Statements, Visa Debit Card, and E-Deposit services.

Access Online Banking

Access Online Banking

When you enroll in Access Online Banking, you will enjoy the convenience of banking online from a computer with Internet access.

  • No monthly fee for Access Online Banking
  • Check your account balance 24/7
  • Transfer funds between accounts
  • View recent and past transactions
  • View and print check images
  • Download banking information to your accounting software

Access Online Bill Pay

Access Online Bill Pay

Eliminate the hassle of writing checks. With Online Bill Pay, you will have access to securely pay any bill anytime.

  • Included with all Access Online Banking
  • Schedule one-time or recurring payments
  • Reduce the occurrence of late payments
  • Eliminate the risk of check fraud
  • Schedule payments days, weeks or months in advance

Access Visa Debit Card

Access Visa Debit Card

Enjoy the ease of the AccessBank Texas Visa debit card. It can be used just like a credit card; charges are debited from your AccessBank Texas deposit account.

  • No waiting for check approvals
  • No need to carry a checkbook
  • No more worries about carrying cash
  • Accepted everywhere Visa is accepted
  • Can be used like an ATM card for withdrawing cash, transferring funds and checking balances
  • No fee for ATM transactions if you use your AccessBank Texas Visa card at an AccessBank Texas ATM (a surcharge or fee may be imposed by other ATM owners)

Access Mobile Banking

Access Mobile Banking

Enjoy the same online banking features plus receive text alerts from the convenience of your mobile device with the AccessBank Texas mobile banking app.*****

Once you have enrolled in online banking, you can configure your account to allow mobile access through our online banking system. (When logged into online banking, go to User Services and then choose Mobile Enrollment.)

Access Online Statements

Access Online Statements

Take comfort in the security of receiving your account statements online. View and archive statements for convenient access when you need them.

  • No monthly service charge for Access Online Statements
  • Available for checking and savings accounts
  • Receive statements earlier than 1st class mail delivery
  • Reduce the risk of statements loss in mail
  • View and print check images
  • Receive email notifications of statement availability

Open a New Account

Contact us today if you have questions about opening a new Business Checking or Savings Account.

Contact Us

Re-Order Checks

Need to place a new check order? Just click the button below and order your new checks online.

Re-Order Checks

ACCESS BUSINESS CHECKING ACCESS BUSINESS ADVANTAGE CHECKING ACCESS BUSINESS ANALYSIS CHECKING
MINIMUM AMOUNT TO OPEN $0 $2,500 $0
SERVICE FEE N/A $15 per statement period*** $15 per statement period***
ACCOUNT DETAILS*
  • Includes unlimited credit & deposit items, excluding incoming wire transfer fees
  • Includes one (1) box of bank stock checks, if desired
  • Includes up to 200 debits per statement period***. More than 200 debits within the same statement period will incur a $.15 charge per debit
  • Online and Mailed statements available upon request
  • Mailed statement option will incur a $2 service charge per statement period
  • To avoid the $15 service charge per statement period***, one of the following requirements must be met:
    • Maintain a minimum $2,500 average daily balance.
    • Minimum one-time direct deposit per month in the amount of $500 or more that posts and settles within each statement cycle
  • Includes unlimited credit & deposit items, excluding incoming wire transfer fees
  • Complimentary starter pack including bank stock checks, deposit slips, endorsement stamp, and binder OR $100 credit towards laser checks
  • Cashier's checks available upon request
  • Includes up to 200 debits per statement period***. More than 200 debits within the same statement period*** will incur a $.15 charge per debit
  • Online and Mailed statements included upon request
  • Up to four (4) non-AccessBank Texas ATM usage fees waived per statement period***
  • Qualifying ATM's must be in the continental United States
  • Includes unlimited credit & deposit items, excluding incoming wire transfer fees
  • Complimentary starter pack including bank stock checks, deposit slips, endorsement stamp, and binder OR $100 credit towards laser checks
  • $0.15 charge per debit calculated at the end of the statement cycle
  • Online and Mailed statements included upon request
  • Includes earnings credits with a variable rate applied at the end of the statement cycle
INTEREST** This is a non-interest bearing account Interest bearing account at a Tiered Variable Rate*****:
  • $2,500 – $24,999.99
  • $25,000 – $49,999.99
  • $50,000+
This is a non-interest bearing account

*AccessBank Texas does not authorize overdrafts for ATM transactions and one-time debit card transactions unless requested by the account holder. Overdrafts are paid at AccessBank Texas' discretion. Insufficient fund fees apply to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means. **For rate information, go to www.accessbanktx.com and click on "Deposit rates." Annual percentage yield may change after account opening. Fees may reduce earning. ***Statement period is equal to one earnings cycle. ****Variable rate may change after the account is opened.