Business Savings Accounts

ACCESS SAVINGS ACCESS MONEY MARKET ACCESS ACCESSIBLE CD ACCESS CERTIFICATE OF DEPOSIT
MINIMUM AMOUNT TO OPEN $50 $2,500 $1,000 $1,000
SERVICE FEE $5 per statement period*** $15 per statement period*** N/A N/A
ACCOUNT DETAILS*
  • To avoid the $5 service charge per statement period***, one of the following requirements must be met:
    • Maintain a minimum $50 average daily balance
    • Set up a minimum $25 automatic transfer per statement period*** from an AccessBank Texas Checking or Savings account to this Access Savings account
  • Unlimited deposits
  • Mailed statement option with a $2 service charge per statement period***
  • Up to six (6) non "in-person" withdrawals per month****. Additional non "in-person" withdrawals in that month will incur a $5 fee per debit
  • Unlimited "in-person" withdrawals****
  • To avoid the $15 service charge per statement period***, one of the following requirements must be met:
    • Maintain a minimum $2,500 average daily balance
    • Set up a minimum $100 automatic transfer per statement period*** from an AccessBank Texas Checking or Savings account to this Access Money Market account
  • Unlimited deposits
  • Mailed statement option with a $2 service charge per statement period***
  • Up to six (6) non "in-person" withdrawals per month****. Additional non "in-person" withdrawals in that month will incur a $5 fee per debit
  • Unlimited "in-person" withdrawals****
  • 9 month term
  • $1,000 minimum average daily balance required
  • Unlimited deposits
  • Convenient automatic renewal at maturity
  • Not IRA eligible
  • One withdrawal per statement period***
  • Penalties may apply for additional withdrawals
  • A variety of terms available from 90 days to 60 months
  • $1,000 minimum average daily balance required
  • Convenient automatic renewal at maturity
  • Penalties may apply for additional withdrawals
INTEREST** Interest bearing account Interest bearing account at a Tiered Variable Rate*****:
  • $2,500 – $24,999.99
  • $25,000 – $49,999.99
  • $50,000+
Competitive fixed rates.
Interest payments will be paid monthly
Competitive fixed rates.
Interest payments will be paid monthly

*AccessBank Texas does not authorize overdrafts for ATM transactions and one-time debit card transactions unless requested by the account holder. Overdrafts are paid at AccessBank Texas' discretion. Insufficient fund fees apply to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means. **For rate information, go to www.accessbanktx.com and click on "Deposit rates." Annual percentage yield may change after account opening. Fees may reduce earning. ***Statement period is equal to one earnings cycle. ****By Federal Law, savings and money market accounts are limited to a total of six (6) withdrawals per month. Repeated withdrawals exceeding the six (6) allowed per month may require AccessBank Texas to close the account and reopen it into a checking account that offers unlimited transfers. For more information on what is considered a withdrawal, refer to the Truth in Savings disclosure for accounts. *****Variable rate may change after the account is opened

Open a New Account

Contact us today if you have questions about opening a new Business Checking or Savings account.

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