Personal Checking Accounts

ACCESS CHECKING ACCESS ADVANTAGE CHECKING ACCESS CONNECTION CHECKING ACCESS STUDENT CHECKING ACCESS 2ND CHANCE CHECKING
MINIMUM AMOUNT TO OPEN $0 $2,500 $0 $0 $500
SERVICE FEE N/A $15 per statement period N/A N/A $10 per statement period
ACCOUNT DETAILS*
  • Includes one (1) box of bank stock checks, if desired
  • Overdraft protection available in this account
  • Mailed statement option with a $2 service charge per statement period***
  • One (1) box of bank stock checks
  • Includes cashier's checks
  • Overdraft protection available in this account
  • Online and Mailed statements available upon request
  • Up to four (4) non-AccessBank Texas ATM usage fees waived per statement period***
  • Qualifying ATM's must be in the continental United States
  • To avoid the $15 service charge per statement period***, one of the following requirements must be met:
    • Maintain a minimum $2,500 average daily balance
    • Minimum one-time Direct Deposit per month in the amount of $500 or more that posts and settles within each statement cycle
    • Account holder is 62 years of age or older
  • One (1) box of bank stock checks
  • Includes cashier's checks
  • Overdraft protection available in this account
  • Mailed statement option with a $2 service charge per statement period***
  • $500 Mortgage closing credit when you choose AccessBank Texas to refinance or finance the purchase of your home
  • Employer's operation account must be at AccessBank Texas in order for the employee to be eligible for this account
  • Includes one (1) box of bank stock checks, if desired
  • Overdraft protection is not available on this account
  • Online and Mailed statements included upon request
  • Individuals are eligible to enroll in the student checking account up to the age of 18 years old
  • This account requires joint ownership of both the student and a qualifying adult
  • At age 18 years, the student's checking account converts to the Access Checking account and applicable fees will apply unless AccessBank Texas is otherwise notified
  • Check writing not permitted on this account
  • Overdraft protection not available on this account
  • Mailed statement option with a $2 service charge per statement period***
  • To avoid the $10 service charge per statement period***, maintain a minimum $1,500 average daily balance
INTEREST** This is a non-interest bearing account Interest bearing account at a Tiered Variable Rate****:
  • $2,500 - $24,999.99
  • $25,000 - $49,999.99
  • $50,000+
This is a non-interest bearing account This is a non-interest bearing account This is a non-interest bearing account

*AccessBank Texas does not authorize overdrafts for ATM transactions and one-time debit card transactions unless requested by the account holder. Overdrafts are paid at AccessBank Texas' discretion. Insufficient fund fees apply to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means. **For rate information, go to www.accessbanktx.com and click on “Deposit rates.” Annual percentage yield may change after account opening. Fees may reduce earning. ***Statement period is equal to one earnings cycle. ****Variable rate may change after the account is opened.

Open a New Account

Contact us today if you have questions about opening a new Personal Checking or Savings account.

Contact Us

Re-Order Checks

Need to place a new check order? Just click the button below and order your new checks online.

Re-Order Checks