Personal Checking Accounts

ACCESS CHECKING ACCESS ADVANTAGE CHECKING ACCESS CONNECTION CHECKING ACCESS STUDENT CHECKING ACCESS 2ND CHANCE CHECKING
MINIMUM AMOUNT TO OPEN $0 $2,500 $0 $0 $500
SERVICE FEE N/A $15 per statement period N/A N/A $10 per statement period
ACCOUNT DETAILS*
  • Includes one (1) box of bank stock checks, if desired
  • Mailed statement option with a $2 service charge per statement period***
  • One (1) box of bank stock checks
  • Includes cashier's checks
  • Online and Mailed statements available upon request
  • Up to four (4) non-AccessBank Texas ATM usage fees waived per statement period***
  • Qualifying ATM's must be in the continental United States
  • To avoid the $15 service charge per statement period***, one of the following requirements must be met:
    • Maintain a minimum $2,500 average daily balance
    • Minimum one-time Direct Deposit per month in the amount of $500 or more that posts and settles within each statement cycle
    • Account holder is 62 years of age or older
  • One (1) box of bank stock checks
  • Includes cashier's checks
  • Mailed statement option with a $2 service charge per statement period***
  • $500 Mortgage closing credit when you choose AccessBank Texas to refinance or finance the purchase of your home
  • Employer's operation account must be at AccessBank Texas in order for the employee to be eligible for this account
  • Includes one (1) box of bank stock checks, if desired
  • Mailed statement option with a $2 service charge per statement period***
  • Individuals are eligible to enroll in the student checking account up to the age of 18 years old
  • This account requires joint ownership of both the student and a qualifying adult
  • At age 18 years, the student's checking account converts to the Access Checking account and applicable fees will apply unless AccessBank Texas is otherwise notified
  • Check writing not permitted on this account
  • Mailed statement option with a $2 service charge per statement period***
  • To avoid the $10 service charge per statement period***, maintain a minimum $1,500 average daily balance
INTEREST** This is a non-interest bearing account Interest bearing account at a Tiered Variable Rate****:
  • $2,500 - $24,999.99
  • $25,000 - $49,999.99
  • $50,000+
This is a non-interest bearing account This is a non-interest bearing account This is a non-interest bearing account

*AccessBank Texas does not authorize overdrafts for ATM transactions and one-time debit card transactions unless requested by the account holder. Insufficient fund fees apply to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means. **For rate information, go to www.accessbanktx.com and click on “Deposit rates.” Annual percentage yield may change after account opening. Fees may reduce earning. ***Statement period is equal to one earnings cycle. ****Variable rate may change after the account is opened.

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