|ACCESS CHECKING||ACCESS ADVANTAGE CHECKING||ACCESS CONNECTION CHECKING||ACCESS STUDENT CHECKING||ACCESS 2ND CHANCE CHECKING|
|MINIMUM AMOUNT TO OPEN||$0||$2,500||$0||$0||$500|
|SERVICE FEE||N/A||$15 per statement period||N/A||N/A||$10 per statement period|
|INTEREST**||This is a non-interest bearing account||Interest bearing account at a Tiered Variable Rate****:
||This is a non-interest bearing account||This is a non-interest bearing account||This is a non-interest bearing account|
*AccessBank Texas does not authorize overdrafts for ATM transactions and one-time debit card transactions unless requested by the account holder. Overdrafts are paid at AccessBank Texas' discretion. Insufficient fund fees apply to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means. **For rate information, go to www.accessbanktx.com and click on “Deposit rates.” Annual percentage yield may change after account opening. Fees may reduce earning. ***Statement period is equal to one earnings cycle. ****Variable rate may change after the account is opened.