|ACCESS CHECKING||ACCESS ADVANTAGE CHECKING||ACCESS CONNECTION CHECKING||ACCESS STUDENT CHECKING||ACCESS 2ND CHANCE CHECKING|
|MINIMUM AMOUNT TO OPEN||$0||$2,500||$0||$0||$500|
|SERVICE FEE||N/A||$15 per statement period||N/A||N/A||$10 per statement period|
|INTEREST**||This is a non-interest bearing account||Interest bearing account at a Tiered Variable Rate****:
||This is a non-interest bearing account||This is a non-interest bearing account||This is a non-interest bearing account|
*AccessBank Texas does not authorize overdrafts for ATM transactions and one-time debit card transactions unless requested by the account holder. Insufficient fund fees apply to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means. **For rate information, go to www.accessbanktx.com and click on “Deposit rates.” Annual percentage yield may change after account opening. Fees may reduce earning. ***Statement period is equal to one earnings cycle. ****Variable rate may change after the account is opened.