|ACCESS SAVINGS||ACCESS MONEY MARKET||ACCESS YOUTH SAVINGS||ACCESS ACCESSIBLE CD||ACCESS CERTIFICATE OF DEPOSIT|
|MINIMUM AMOUNT TO OPEN||$50||$2,500||$0||$1,000||$1,000|
|SERVICE FEE||$5 per statement period***||$15 per statement period***||N/A||N/A||N/A|
|INTEREST**||This is an interest bearing account||
Interest bearing account at a Tiered variable rate*****
||This is an interest bearing account||Competitive fixed rates. Interest payments will be paid monthly||Competitive fixed rates. Interest payments will be paid monthly|
*AccessBank Texas does not authorize overdrafts for ATM transactions and one-time debit card transactions unless requested by the account holder. Overdrafts are paid at AccessBank Texas' discretion. Insufficient fund fees apply to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic means. **For rate information, go to www.accessbanktx.com and click on “Deposit rates.” Annual percentage yield may change after account opening. Fees may reduce earning. ***Statement period is equal to one earnings cycle. ****By Federal Law, savings and money market accounts are limited to a total of six (6) withdrawals per month. Repeated withdrawals exceeding the six (6) allowed per month may require AccessBank Texas to close the account and reopen it into a checking account that offers unlimited transfers. For more information on what is considered a withdrawal, refer to the Truth in Savings disclosure for accounts. *****Variable rate may change after the account is opened.